In most banks you can get a free card without paying any commission, the only conditions are Romanian citizenship and a minimum age of 18 years. Thus, you can visit the bank’s website, where you will fill in the necessary information, and they will tell you when and at which office you will […]
how it is done and what operations you can perform afterwards Leer más »
Card payments are generally safe as they are made on a secure platform. Sometimes, however, you can become a victim of Internet scams if you are the target of scams you didn’t know existed. To always be safe and not risk losing your money, you should know that there are several methods by
Fraudulent card transactions: what you need to know to avoid it Leer más »
For various reasons, some Romanians find it difficult to repay their loans. Economists have found that the biggest delays occur when making mortgage and real estate payments. If you find yourself in this situation, find out how to avoid interest and penalties and how to make sure you don’t lose your investment.
What does credit refinancing mean? Leer más »
Bank cards are widely used means of payment, in fact almost every adult in Romania owns at least one of them. There are many types of bank cards on the market, but among all cards, debit and credit cards stand out for their multiple advantages. Both types of cards are similar in that
What is a credit card and a debit card? Leer más »
How to Improve Your Credit Score: For Beginners There is a lot of information on the web with tons of tips and tricks to help you improve your credit score, which can be a bit overwhelming, right? So in Lluvia, we will send it to you directly. Here are the top five ways to
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Understanding the functions of credit and debit cards is an important aspect of managing our personal finances effectively and creatively. The main difference between these two financial instruments is that debit cards are drawn directly from your personal bank account, while credit cards essentially use money you haven’t earned yet, which you can use
credit cards vs. debit cards: a guide Leer más »
The 3 types of credit and why you might want them all When consumers talk about credit, the first thing that comes to mind is credit cards. After all, about 70% of American households have at least one credit card, and most of us are used to using credit cards to pay for some of
The 3 types of credit and why you might want them all Leer más »
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How to protect your account from overdrafts | Credit cards Leer más »
What you should know about FHA credits It’s a new year and a new opportunity for many people to become homeowners. There are several mortgage products designed for first time buyers; the FHA loan is particularly helpful. Here’s what you need to know about them and what changes have been made for this year. What
What you should know about FHA credits Leer más »