The interest rate of the loan is not the only cost that the borrower pays. Credit institutions also charge other fees and commissions, so a special metric is required to determine the total cost of the loan. What are AEDs? Effective APR is a metric that shows you the total cost of the […]
Things that nobody tells you about a loan! Leer más »
Do you have a card linked to your account but don’t know how best to use it? Using a credit or debit card for a large number of transactions is a lifesaver for many people, as they manage to save valuable time that would otherwise be wasted queuing at the bank or
Debit and effective account management: learn how to get rid of worries Leer más »
Nobody likes the unexpected, especially when you need a certain amount of money and it just isn’t there. These situations happen when you least expect them, so it can be hard to know when you need a fixed amount of money for an emergency. While events like this can upset you from every angle, it’s
how to get out of this financial impasse Leer más »
The cash-on-ticket era has been around for a long time, so more and more people are putting their savings or charging directly to the card. Everything is much easier, when paying for a purchase, if the amount is high, just touch the point of sale and enter the PIN code. Also, when you have
Stolen Cards: Vital Information You Should Know Leer más »
Understanding and knowing what a loan agreement means is an important step in the life of adults who want an affordable, organized and worry-free future for their family. As a general rule, credit agreements of any kind imply obligations that must be observed in the long term, so the documents received must be
The loan contract: what do you need to know before signing it? Leer más »
In most banks you can get a free card without paying any commission, the only conditions are Romanian citizenship and a minimum age of 18 years. Thus, you can visit the bank’s website, where you will fill in the necessary information, and they will tell you when and at which office you will
how it is done and what operations you can perform afterwards Leer más »
Card payments are generally safe as they are made on a secure platform. Sometimes, however, you can become a victim of Internet scams if you are the target of scams you didn’t know existed. To always be safe and not risk losing your money, you should know that there are several methods by
Fraudulent card transactions: what you need to know to avoid it Leer más »
Loans are a particularly important financial instrument in economic life and are useful when bank customers, individuals or legal entities, do not have the necessary funds to make purchases or investments. In order to properly select customers, the bank has implemented a system to minimize the possibility that some customers do not pay their
Credit eligibility: the conditions Leer más »
Bank accounts have become an important tool for individuals and businesses to carry out various transactions that they were forced to create from the very beginning. What you should know is that there are differences and similarities between open bank accounts for individuals and open bank accounts for companies. The similarities and differences
Bank account: differences and similarities Leer más »
Just like a business needs a budget to make sure it has the resources to spend it correctly and to make sure it’s done efficiently, people who want to manage their finances and make sure they’re spending their money responsibly should do your own budget. . Just like a business needs a budget to
How to plan a personal budget? Leer más »