The cash-on-ticket era has been around for a long time, so more and more people are putting their savings or charging directly to the card. Everything is much easier, when paying for a purchase, if the amount is high, just touch the point of sale and enter the PIN code. Also, when you have […]
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Understanding and knowing what a loan agreement means is an important step in the life of adults who want an affordable, organized and worry-free future for their family. As a general rule, credit agreements of any kind imply obligations that must be observed in the long term, so the documents received must be
The loan contract: what do you need to know before signing it? Leer más »
In most banks you can get a free card without paying any commission, the only conditions are Romanian citizenship and a minimum age of 18 years. Thus, you can visit the bank’s website, where you will fill in the necessary information, and they will tell you when and at which office you will
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Card payments are generally safe as they are made on a secure platform. Sometimes, however, you can become a victim of Internet scams if you are the target of scams you didn’t know existed. To always be safe and not risk losing your money, you should know that there are several methods by
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Loans are a particularly important financial instrument in economic life and are useful when bank customers, individuals or legal entities, do not have the necessary funds to make purchases or investments. In order to properly select customers, the bank has implemented a system to minimize the possibility that some customers do not pay their
Credit eligibility: the conditions Leer más »
Most people take out a loan when they need a lot of money to buy goods or pay for certain services that require a large investment, such as vacations, medical services, or home or car repairs. What often happens is that the amount borrowed is for a longer term, and if the financial
Prepaid: when is it best to do it for maximum financial impact Leer más »
Bank accounts have become an important tool for individuals and businesses to carry out various transactions that they were forced to create from the very beginning. What you should know is that there are differences and similarities between open bank accounts for individuals and open bank accounts for companies. The similarities and differences
Bank account: differences and similarities Leer más »
Just like a business needs a budget to make sure it has the resources to spend it correctly and to make sure it’s done efficiently, people who want to manage their finances and make sure they’re spending their money responsibly should do your own budget. . Just like a business needs a budget to
How to plan a personal budget? Leer más »
For various reasons, some Romanians find it difficult to repay their loans. Economists have found that the biggest delays occur when making mortgage and real estate payments. If you find yourself in this situation, find out how to avoid interest and penalties and how to make sure you don’t lose your investment.
What does credit refinancing mean? Leer más »
Bank cards are widely used means of payment, in fact almost every adult in Romania owns at least one of them. There are many types of bank cards on the market, but among all cards, debit and credit cards stand out for their multiple advantages. Both types of cards are similar in that
What is a credit card and a debit card? Leer más »