What is a delinquent loan?
In the EU, the management of non-performing loans has become a politically sensitive issue following the 2008 global financial crisis, which culminated in a 2017 […]
Microcreditos
Things that nobody tells you about a loan!
The interest rate of the loan is not the only cost that the borrower pays. Credit institutions also charge other fees and commissions, […]
Important aspects that influence the financing process
Sometimes there are situations and opportunities in life where you desperately need a sum of money that you don’t have right now. Most of the […]
All about credit risk: definition, reasons and uses
Do you have a card linked to your account but don’t know how best to use it? Using a credit or debit card for […]
Debit and effective account management: learn how to get rid of worries
Do you have a card linked to your account but don’t know how best to use it? Using a credit or debit […]
Remunerative legal interest – basic institution of civil law in the matter of loan contracts
When it comes to loans, the word interest is inevitably mentioned. This can be seen as price for services rendered, where the creditor provides […]
Mortgage vs first home
Among the services offered by financial institutions in Romania, there are two solutions available to those interested in receiving or not receiving money […]
Stolen Cards: Vital Information You Should Know
The cash-on-ticket era has been around for a long time, so more and more people are putting their savings or charging directly to the […]
The loan contract: what do you need to know before signing it?
Understanding and knowing what a loan agreement means is an important step in the life of adults who want an affordable, organized and […]
how it is done and what operations you can perform afterwards
In most banks you can get a free card without paying any commission, the only conditions are Romanian citizenship and a minimum age […]