The current situation is difficult, prices are high and money is tight. Some people will say that the truth is not far from us. When you’re glad you’ve saved some money, there’s often a freezing «spot» and you start over with an empty piggy bank. But, and if you don’t have it? Are you …
If you’re thinking about distributing your income, you’re probably wondering how you can do it. In the past, having multiple streams of income was often difficult, time-consuming, and expensive. Fortunately, things have changed and the Internet has made everything easier, faster, more accessible, and has even created multiple sources of money. Remember, the …
This timeless advice can be applied to a lot of different things, but nothing beats a solid credit card. Yes, while all Madison credit unions offer credit cards that give members the opportunity to earn bonus points on things they buy, make emergency purchases, and treat themselves once in a while, they may also …
How to Improve Your Credit Score: For Beginners There is a lot of information on the web with tons of tips and tricks to help you improve your credit score, which can be a bit overwhelming, right? So in Lluvia, we will send it to you directly. Here are the top five ways to …
Understanding the functions of credit and debit cards is an important aspect of managing our personal finances effectively and creatively. The main difference between these two financial instruments is that debit cards are drawn directly from your personal bank account, while credit cards essentially use money you haven’t earned yet, which you can use …
When shopping for a new car (or a new car for yourself), it’s easy to get caught up in the excitement of four new wheels on the road. Maybe you’re thinking about the convertible you’ve always dreamed of owning, or maybe you’re just upgrading your minivan after two young children wreak havoc on …
The 3 types of credit and why you might want them all When consumers talk about credit, the first thing that comes to mind is credit cards. After all, about 70% of American households have at least one credit card, and most of us are used to using credit cards to pay for some of …
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5 Important Questions for Mortgage Lenders Everyone loves surprises, unless they don’t. If you’re taking out your first mortgage, the last thing you want is a surprise. You need to know exactly how the process will work and how much it will cost. To avoid unpleasant or costly surprises, ask your mortgage lender these 5 …
The reviews, ratings and opinions of our experts on the products and services that appear on this page are totally objective and independent. Certain products may come from partners who pay us, which may affect where and how they appear. advertising disclosure When our bank account is overdrawn, it means that we are in financial …
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What you should know about FHA credits It’s a new year and a new opportunity for many people to become homeowners. There are several mortgage products designed for first time buyers; the FHA loan is particularly helpful. Here’s what you need to know about them and what changes have been made for this year. What …