What is a delinquent loan?
In the EU, the management of non-performing loans has become a politically sensitive issue following the 2008 global financial crisis, which culminated in a 2017 […]
Things that nobody tells you about a loan!
The interest rate of the loan is not the only cost that the borrower pays. Credit institutions also charge other fees and commissions, […]
Important aspects that influence the financing process
Sometimes there are situations and opportunities in life where you desperately need a sum of money that you don’t have right now. Most of the […]
Emergency fund: what is it and why do you need such a thing?
Money concerns, future security are some of the most pressing concerns a person can have, especially if they do not have a decent income […]
All about credit risk: definition, reasons and uses
Do you have a card linked to your account but don’t know how best to use it? Using a credit or debit card for […]
Debit and effective account management: learn how to get rid of worries
Do you have a card linked to your account but don’t know how best to use it? Using a credit or debit […]
how to get out of this financial impasse
Nobody likes the unexpected, especially when you need a certain amount of money and it just isn’t there. These situations happen when you least expect […]
Remunerative legal interest – basic institution of civil law in the matter of loan contracts
When it comes to loans, the word interest is inevitably mentioned. This can be seen as price for services rendered, where the creditor provides […]
Mortgage vs first home
Among the services offered by financial institutions in Romania, there are two solutions available to those interested in receiving or not receiving money […]
What does this mean and how can the devaluation of silver be prevented?
Stagflation is characterized by the presence of inflation, stagnant or modest economic growth, and relatively high unemployment. Global economic policies try to avoid […]